New Medicare Options
Medicare Advantage is now available for people with End Stage Renal Disease (ESRD)
About Medicare Advantage
Medicare Advantage (also called Medicare Part C) is an all-in-one health insurance plan that combines the benefits of Medicare Parts A and B, and often Part D.
With Medicare Advantage, your out-of-pocket costs may be lower than with Original Medicare. Medicare Advantage plans may also offer more benefits, such as:
You can enroll in a Medicare Advantage plan during open enrollment from Oct. 15th – Dec. 7th.
Coverage starts January 1, 2021.
Find the Best Coverage for Your Needs
Open Enrollment in Three Easy Steps
1. Compare Your Options
Review a free informational brochure to compare the benefits of Medicare Advantage and original Medicare. View in Spanish as well.
2. Plan Ahead
Use our open enrollment checklist as a guide to determine if Medicare Advantage is right for you. View in Spanish as well.
“I was placed on my [Medicare Advantage] plan through my retirement benefits. The coverage is working very well for all my services, and the prices on my copays for my medications are very reasonable.”
USRC patient Hilda from Pennsylvania
Get Helpful Answers to Common Questions
Yes, if you are already enrolled in Medicare and have been diagnosed with end stage renal disease (ESRD), you are able to join a Medicare Advantage plan. Contact an independent licensed insurance specialist at www.medicarepathways.com/us-renal for more information.
Medicare Advantage plans are considered all-in-one plans and may also provide extra benefits. In choosing a health insurance plan, you will need to think about what is best for you and consider your unique needs, such as prescriptions, any out-of-pocket costs and where you receive care.
To learn more, visit Medicare.gov or contact an independent licensed insurance specialist at www.medicarepathways.com/us-renal to help determine if Medicare Advantage is the right option for you.
The decision to enroll in a different health insurance plan is now your choice. You should enroll in the plan you feel is best for you based on your individual situation and healthcare needs. Before making a change, contact an independent licensed insurance specialist at www.medicarepathways.com/us-renal to help compare plans to find the one that is right for you.
Medicare Advantage plans that include prescription coverage wrap all of your coverage into a single plan. You are considered fully insured and will not need to purchase a separate prescription drug plan or Medicare Supplement plan. Under one Medicare Advantage plan, you will have only one monthly premium and only one insurance card.
Many patients with active Medicaid coverage can enroll into a Special Needs Plan (SNP) or Dual Medicare Advantage plan. This is a great and inexpensive option for patients. Contact an independent licensed insurance specialist at www.medicarepathways.com/us-renal to learn more.