Medicare Advantage is available for people with End Stage Kidney Disease (ESKD)

About Medicare Advantage

Medicare Advantage (also called Medicare Part C) is an all-in-one health insurance plan that combines the benefits of Medicare Parts A and B, and often Part D.

  With Medicare Advantage, your out-of-pocket costs may be lower than with Original Medicare. Medicare Advantage plans may also offer more benefits, such as:


You can enroll in a Medicare Advantage plan during open enrollment from Oct. 15th – Dec. 7th. 
Coverage starts January 1, 2024.


Choosing the Right Coverage

We want to help every one of our patients find the best health insurance coverage for their unique needs. Watch this video for important information about your choices.

Find the Best Coverage for Your Needs

Open Enrollment in Three Easy Steps

1. Compare Your Options

Review a free informational brochure to compare the benefits of Medicare Advantage and original Medicare.

See Brochure

2. Plan Ahead

Use our open enrollment checklist as a guide to determine if Medicare Advantage is right for you.

View Checklist

3. Speak with a Licensed Insurance Broker

Resources and agents available to help you find the best coverage that’s right for you. For non-California residents, a licensed insurance agent can help at Eldercare. California residents must contact GoHealth.

“I was placed on my [Medicare Advantage] plan through my retirement benefits. The coverage is working very well for all my services, and the prices on my copays for my medications are very reasonable.”
USRC patient Hilda from Pennsylvania

Get Helpful Answers to Common Questions

If I’m already on Original Medicare, can I join a Medicare Advantage plan?

Yes, if you are already enrolled in Medicare and have been diagnosed with end stage renal disease (ESRD), you are able to join a Medicare Advantage plan. Contact an independent licensed insurance broker at for more information.

Is Medicare Advantage the right choice for me?

Medicare Advantage plans are considered all-in-one plans and may also provide extra benefits. In choosing a health insurance plan, you will need to think about what is best for you and consider your unique needs, such as prescriptions, any out-of-pocket costs and where you receive care.

To learn more, visit or contact an independent licensed insurance broker at to help determine if Medicare Advantage is the right option for you.

What should I consider if I switch to a Medicare Advantage plan?

The decision to enroll in a different health insurance plan is now your choice. You should enroll in the plan you feel is best for you based on your individual situation and healthcare needs. Before making a change, contact an independent licensed insurance broker at to help compare plans to find the one that is right for you.

Will I still need supplemental insurance if I enroll in a Medicare Advantage plan?

Medicare Advantage plans that include prescription coverage wrap all of your coverage into a single plan. You are considered fully insured and will not need to purchase a separate prescription drug plan or Medicare Supplement plan. Under one Medicare Advantage plan, you will have only one monthly premium and only one insurance card.

What if I already have Medicaid, what are my Medicare options?

Many patients with active Medicaid coverage can enroll into a Special Needs Plan (SNP) or Dual Medicare Advantage plan. This could be a less expensive option for patients. Contact an independent licensed insurance broker at to learn more.

Have questions? We're here to help.

Contact your U.S. Renal Care team at:

Ready for Open Enrollment?

A licensed insurance agent can help at Eldercare. For California residents only, contact GoHealth.

Want to learn more?

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